Local People...Local Decisions


















Ultimate Checking
This account is our rewards based checking account offering you far more than traditional checking accounts. With this account you can enjoy unlimited check writing, a great interest rate and many other services at no cost to you.

  • Earns competitive interest rate
  • Free custom checks
  • Unlimited check writing
  • Preferred rates on certificates of deposit
  • Preferred rates on consumer loans
  • No fee travelers checks
  • No fee official checks
  • Discounted safe deposit box***
  • To qualify for Ultimate Checking without monthly service charge, must maintain $10,000 or more in a CD, IRA, personal Money Market account or maintain $5,000 or more in regular savings account.
  • $20 monthly maintenance fee if requirements are not met
  • Free bill pay*
  • Low $100 opening minimum deposit
  • Free Visa® Check Card
  • Free telephone banking
  • Free online banking

* - Upon credit approval
***-Subject to availability


Please see a Community Bank of the South Customer Service Representative for current interest rates and disclosure information.


To report a lost or stolen
VISA checkcard call
1.800.523.4175