Help Your Business Grow and Prosper!

Through our partnership with the U.S. Small Business Administration (SBA), Community Bank of the South is proud to offer SBA financing to local businesses. As an SBA lender, we participate in SBA Express, 7a and 504 programs.

Consider SBA Financing for:
•  Business Acquisition
•  Purchase and/or Construction of Commercial Real Estate
•  Renovation or Expansion
•  Equipment & Inventory
•  Working Capital
•  Refinancing Existing Debt

Featuring:
•  Free Consultation
•  Longer Terms – Up to 25 years for real estate
•  Lower Down Payments
•  Amounts range from $10,000 - $5,000,000

SBA Express Loan Program
One-source financing for your working capital and equipment needs.
Quick application and approval, we offer SBA Express term loans and revolving lines of credit of up to $350,000. This program is typically used to buy inventory, provide revolving working capital needs or finance seasonal capital needs. Equipment loans can be up to 10 years and real estate loans up to 25 years.

SBA 7(a) Loan Guaranty Program
The most widely used Small Business Administration loan.
SBA 7(a) loans are often used for working capital, business expansion or acquisition, and purchase of inventory, equipment, or owner-occupied real estate. We offer loan amounts of $50,000 up to $2 million.

SBA 504 Certified Development Company Loan Program
Long-term, fixed-rate financing for a fixed asset.
SBA 504 loans are a flexible way to finance a long-term building or equipment acquisition project of $500,000 to $5 million. Business can often buy property with a lower down payment, and repay the loan over terms as long as 20 years.

SBA Patriot Express Loan Program - NEW!
A financing initiative for veterans and members of the military community.
The SBA's Patriot Express Loan Program provides financing for veterans and members of the military to establish or expand a small business. The program offers loan amounts up to $500,000.

Our experienced SBA lending team will provide you with the expertise and guidance you need to obtain an SBA loan for your business. A dedicated lending expert will work with you through completion of the loan process, providing you with the same level of superior service you have come to expect from Community Bank of the South.

Go to SBA loan application

Nancy Eaton
Assistant Vice President, SBA Specialist
Phone: (678) 385-7503
Email: neaton@cbsouth.com

For more information on SBA, please visit www.sba.gov .